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Overall my year abroad was definitely the best year of my life, and it was such a great opportunity to improve my German, to make international friends and go travelling. I definitely miss it being back in the UK and hope to go back and live in Germany when I graduate!! One piece of advice I should give, although it sounds obvious, is to make sure you speak as much German as possible, as it is easy to slip into a pattern of speaking English with the international students, so get involved with events held by the student societies and persevere!294Spain, Valencia Ben Griffiths 2008 2009commentsFri, 20 Nov 2009 11:54:57 +0000I arrived in Valencia with accommodation arranged for a week and the daunting task of finding somewhere to live for the coming year. As scary as this sounds, it is really nothing to worry about.

Photo by Bryan Terry, The OklahomanOklahoma City’s Nazr Mohammed (8) tries to go to the basket between Dirk Nowitzki (41) of Dallas and Peja Stojakovic (16) of Dallas during game 1 of the Western Conference Finals in the NBA basketball playoffs between the Dallas Mavericks and the Oklahoma City Thunder at American Airlines Center in Dallas, Tuesday, May 17, 2011. Photo by Bryan Terry, The OklahomanOklahoma City coach Scott Brooks reacts during game 1 of the Western Conference Finals in the NBA basketball playoffs between the Dallas Mavericks and the Oklahoma City Thunder at American Airlines Center in Dallas, Tuesday, May 17, 2011. Photo by Bryan Terry, The OklahomanOklahoma City’s Eric Maynor (6) and James Harden (13) go for the ball between Shawn Marion (10) of Dallas during game 1 of the Western Conference Finals in the NBA basketball playoffs between the Dallas Mavericks and the Oklahoma City Thunder at American Airlines Center in Dallas, Tuesday, May 17, 2011.

Make banking seamless. When Disney launched its “MagicBand” wrist band at its theme parks, the company integrated a wearable that combined frictionless transaction and personalization featuresthat improved the customer experience and increased consumption by around 8% per guest without requiring additional effort on their part. Banks need to do a similar job of integrating banking into everyday life experiences to stay relevant.

Was a grind. It made me realize how important hard work was, Mason said. Were some late nights and early mornings where I go for a walk and talk to myself, talk to the Lord about what I wanted. We used to worry about the Loony Left. These days the problem is Preposterous Progressivism. Do you know what the capitalist patriarchy latest of oppression is? The bike path.

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